Broker Check

Q: What is a Certified Financial Planner® (CFP®)?

Licensed by the Certified Financial Planner Board of Standards, CFPs must complete an advanced college-level course of study addressing financial planning subject areas, including insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning. In addition, they must pass the comprehensive CFP certification examination and obtain at least three years of full-time financial planning-related experience. To maintain the designation, CFPs must complete 30 hours of continuing education every two years.

Q: What is your fee structure?

At Blattel & Associates, our asset management compensation is 100% transparent, so you know exactly what we make and the value we provide. We charge a competitive asset under management (AUM) annual fee that is computed on the value of the assets we manage. In certain circumstances, a financial planning fee may be charged.

Q: Do you have a minimum account size?

While we do not have a minimum account size, our services are best suited for clients with investable assets of $500,000 or more.

Q: How do I know my money is safe?

Our firm works directly with independent third-party custodians, and all of our client assets are held in protected accounts. We provide 24/7 access and visibility to accounts via our online client portal. Your funds will never be comingled with any other investments. Founded in 1977, we are rooted in the community and we understand the value of a good name.

Q: I consider myself to be financially savvy. Do I need a financial advisor?

Did you know that even millionaires often hire the assistance of a planner? These highly successful and disciplined people know that accountability is a key to success. However, many people with the knowledge and experience to manage their own assets will procrastinate when it’s time to make a decision. Often their own needs take a back seat to jobs or family. We add value not only by helping you develop a plan, but also by implementing and adjusting it when necessary. Our knowledge and accountability as a financial advisor can help you take the necessary actions to meet your goals.

Q: Can I use just one of your services?

We offer solutions using a customized, holistic approach. Typically, coordinating every aspect of a client's financial life—including financial planning, retirement planning, and investment planning—is the best path to achieving this goal. While the majority of our clients seek our comprehensive services, when appropriate, we are able to unbundle our services and provide only those services you desire.